Regular Contribution

With the monthly contribution of RM500 per month, you will enjoy of the following:

Investment-Linked Plan

PROTECTION

1. Death & Total Permanent Disability benefits
2. Optional Waiver of Contribution upon payor’s death, TPD or diagnosed with any of the 36 Critical Illnesses

FLEXIBILITY

1. Regular Top-Up (Takafulink Saver)
2. Irregular Top-Up
3. Partial Withdrawal

SPECIAL FEATURES

1. SPM Achievement Allowance
2. Tax Relief up to RM3,000 (subject to IRB)

Product Features

Death Benefit

• Basic Sum Covered + PIA Value
• Suicide Clause; Death Benefits are payable if the certificate has been in force for at least 1 year

Total and Permanent Disability (TPD)

• Free up to RM2.5 million (RM250,000 for Juvenile age 0 – 15)
• Upon TPD, the certificate holder can opt to;
  • Terminate the certificate, receive the Sum Covered + PIA Value; or
  • Continue with the Personal Investment Account (PIA)

SPM Achievement Allowance

• 5A's - RM500
• 8A's & Above - RM1,000

Waiver of Contribution

• Provides waiver on future contributions.
• Becomes effective in the event the contributor dies or becomes totally and permanently disabled (TPD) & Diagnosed with any of 36 Dread Diseases
• 100% of the Basic Contribution is waived.

Partial Withdrawal

• By redeeming units in Investment Account
• Minimum partial withdrawal: RM 500 and
• Minimum Investment balance across all funds: RM 1,000

Tax Relief

• Enjoy income tax relief of up to RM3,000 a year (subject to Inland Revenue Board final decision) .

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